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Does anyone know where I can get a laptop on finance, with a bad credit rating?

I really really really want a laptop, I find it impossible to save, let's face it, I'm terrible with money. I've been trying to get a laptop on finance from many high street shops, I keep getting declined and yes, I know getting declined effects your rating. However, I have been accepted with a few mail order catalogues, littlewoods, lxdirect and empire stores. The only problem being is that the credit limit is so low, not enough. I know that after a while they increase your limit, but god damn it, I WANT ONE NOW..... I am in full time employment, have been for 3 years, I should be eligible. Apart from them seeing those maxed out credit cards. Does anyone know?

Public Comments

1. www.breakingandentering.com
2. Perhaps you should take this as a sign to stop spending money. If you can't afford it, you can't afford it. Pay off your debts and save up some cash.
3. i didn't know laptops could have credit ratings
4. What about those BRIGHTHOUSE shops !!! (i'm sure thats what they're called )...........they don't do a credit check !!! I saw it advertised on TV.
5. yes you can go and get a laptop from a place called brighthouse, and pay it weekly , its here in the uk but i dont know where you are lol..Just take proof of income and there you have it .. Good luck
6. a guy down the pub { for Americans local bar } always has one cheap
7. Try the high street store called Brighthouse, they deal with ppl with low income, and bad credit....but beware, high interest rate....hope this helps
8. If you can´t save how will you service the debt on the laptop? Do not indebt yourself. You will pay double.
9. could try dell, my friend has terrible credit and got one
10. Try this site: http://www.bluehippo.com/bluehippopc/default.asp?adid=10 I think you may need a checking account to be debited each month. Another website: http://www.bizrate.com/search__cat_id--1__keyword--blue%20hippo__lp--1__mkt_id--69928493__sfsk--0.html